#1. Acceptance of Terms
By accessing and using FinBuddy, you agree to comply with and be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not access or use our services. These terms apply to all visitors, users, and others who access the application.
#2. Eligibility & Account Creation
To access certain features of the platform, you must create an account. You agree to provide accurate, complete, and current information during the signup process (facilitated via our authentication partner, Clerk) and to update such information to keep it accurate. You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
#3. Scope of Services & AI Features
FinBuddy provides financial tracking, budgeting, and analytics services, including AI-driven automated insight engines and receipt scanning technology. The AI features process images and text that you upload and generate predictions or classifications. While we strive for accuracy, AI outputs are predictive and may contain inaccuracies. FinBuddy does not guarantee the complete accuracy or reliability of receipt data extraction or automated recommendations.
#4. No Financial Advice Disclaimer
The content and tools provided on FinBuddy, including all AI insights, charts, budget indicators, and reports, are for informational and educational purposes only. FinBuddy is not a certified financial planner, broker, or tax advisor. The service does not constitute financial, investment, legal, or tax advice. You should consult with qualified professionals before making any significant financial decisions based on data tracked or modeled within the application.
#5. User Conduct & Responsibilities
You agree not to use the services for any illegal purpose or in violation of any local, state, national, or international law. You must not upload viruses, malware, or any corrupt files. You agree not to attempt to gain unauthorized access to our servers, user accounts, or databases.
#6. Account Termination
We reserve the right, without notice and at our sole discretion, to terminate or suspend your account and access to the services for conduct that we believe violates these Terms of Use, is harmful to other users, or infringes on third-party intellectual property or privacy rights.
#7. Modifications to Terms
We may modify these Terms of Use at any time. When we make updates, we will revise the 'Last Updated' date at the top of this page. Your continued use of the service after modifications have been posted indicates your acceptance of the updated terms.